What kind of vehicles does American Lease Insurance cover?

The ALI Program insures commercial vehicles used for business, in classifications 1 through 8. Vehicles covered include:

  • Box trucks
  • Bucket trucks
  • Cargo vans
  • Cement trucks
  • Construction vehicles
  • Delivery vans
  • Dump trucks
  • Flatbed trucks
  • Furniture trucks
  • Rack trucks
  • Step vans
  • Tractor-trailers

What does coverage include?

The ALI Program includes the coverage you need to satisfy the terms of your finance agreement or lease.

Physical damage coverage.

  • Collision
  • Fire
  • Theft
  • Vandalism

Liability insurance.

If your agreement is a lease, the ALI Program includes liability coverage to protect your lessor against third-party claims or judgements.

What’s Not Covered?

Causes of loss which are not covered by the ALI Program include, but are not limited to, the following:

  • Dishonest or criminal acts by a customer or a customer’s authorized representative
  • Earthquake
  • Mechanical breakdown and/or wear and tear
  • Mold
  • Military or governmental action, or war
  • Nuclear reaction, radiation, or radioactive contamination
  • Rust or corrosion
  • Contamination or pollution
  • Seizure or confiscation of equipment by order of any civil authority

Go to a printable summary of coverage